Interest Accounting Platform
A custom interest accounting platform that digitizes traditional ledger management for businesses managing customer credit and outstanding balances.
85% less time spent on manual interest calculations
The Challenge
Naresh Goyal's business extends credit to hundreds of customers and tracks outstanding balances the way traders and wholesalers have for generations: manually, on paper or in spreadsheets. Interest on every outstanding amount had to be calculated by hand, balances reconciled customer by customer, and statements assembled on request. The process was slow, error-prone, and entirely dependent on whoever was doing the math that day.
The Solution
DigyAi built a custom interest accounting platform that digitizes the ledger without changing how the business actually runs. It calculates interest automatically against outstanding balances, maintains a live ledger per customer, and generates statements on demand, all from a mobile-first interface built to work in the field, not just at a desk.
What changed
“Before this system, interest calculations and customer balances were handled manually. DigyAi helped us automate the entire process and significantly reduced accounting effort.”
Naresh Goyal
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